IRA, Roth IRA, Roth401k

Egads! Researching these topics late this evening, and wondering if my organization will be offering a Roth 401k come this October. From what little reading I've done, it would appear to a turbo-ninja hardcore version of a Roth IRA ---

On August 17, 2006, President Bush signed into law the Pension Protection Act of 2006. This law made permanent increased contribution limits to IRAs (including Roth IRAs) that would otherwise have expired after 2010. It also made permanent the Roth 401(k), which would otherwise not have been available after 2010.

On May 17, 2006, President Bush signed the Tax Increase Prevention and Reconciliation Act of 2005 into law. This tax bill included a provision dealing with conversions of traditional IRAs to Roth IRAs. Starting in 2010, the existing $100,000 income test for converting a traditional IRA to a Roth IRA will no longer apply. Conversions that occur in 2010 will be able to have half of the taxable converted amount taxed in 2011 and the other half taxed in 2012.

if anyone who actually checks out this page has useful 411 about these topics, please post or contact me via email.